Xactimate Estimating Services

Industry-standard estimates for insurance claims, property damage, and restoration projects

At Estimatera, we provide professional Xactimate estimating services that deliver accurate, detailed, and insurance-compliant estimates for property damage and restoration projects. Our Xactimate estimates are widely accepted by insurance companies nationwide, helping expedite claims processing and ensuring fair compensation for property damage.

With our Xactimate estimators and extensive experience in insurance restoration, we create comprehensive estimates that document every aspect of your property damage, from water mitigation and fire restoration to structural repairs and content replacement. Our expertise helps property owners, contractors, and insurance professionals navigate the complex claims process with confidence.

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Professional Xactimate Estimating Services

Benefits of Our Xactimate Estimating Services

Why insurance companies, contractors, and property owners trust Estimatera

Insurance-Approved Format

Our Xactimate estimates are formatted to insurance industry standards, using the software and methodology preferred by most major insurance carriers. This standardized approach facilitates faster review and approval, reducing delays in the claims process and helping you receive fair compensation more quickly.

Comprehensive Line-Item Detail

We provide meticulous line-by-line breakdowns of all costs associated with property restoration, including materials, labor, equipment, and specialized services. This detailed approach ensures nothing is overlooked in your claim and provides clear documentation to support every dollar requested in your estimate.

Accurate, Location-Specific Pricing

Our Xactimate estimates incorporate up-to-date pricing data specific to your geographic location, ensuring that cost projections accurately reflect current market rates in your area. This precision helps prevent disputes over pricing and ensures fair compensation based on actual local costs.

Accelerated Claims Processing

Professional Xactimate estimates significantly expedite the insurance claims process by providing adjusters with the exact information they need in the format they prefer. Our estimates reduce back-and-forth negotiations and requests for additional information, helping you settle claims faster and begin restoration sooner.

Thorough Damage Documentation

We meticulously document all property damage with detailed descriptions, measurements, and supporting photographs integrated directly into your Xactimate estimate. This comprehensive documentation creates an indisputable record of damage that strengthens your claim and helps prevent overlooked items.

What's Included in Our Xactimate Estimates

Our comprehensive Xactimate estimating services provide detailed documentation for insurance claims and restoration projects, ensuring every aspect of your property damage is properly accounted for and documented.

Comprehensive Scope of Work

Detailed documentation of all required repairs and restoration work, including precise measurements, quantities, and specifications for each affected area. Our scope descriptions follow industry-standard terminology and sequencing to clearly communicate the necessary work to all parties involved.

Integrated Photo Documentation

High-quality photographs integrated directly into your Xactimate estimate to visually document damage and support the scope of work. Our photo documentation creates a clear visual record that strengthens your claim and helps prevent disputes over damage extent or required repairs.

Detailed Line-Item Pricing

Comprehensive breakdown of costs for materials, labor, equipment, and overhead for each repair item, using current, location-specific pricing data. Our line-item approach ensures transparency in how costs are calculated and provides clear justification for the total estimate amount.

Room-by-Room Breakdown

Organized estimate structure that details damage and required repairs by room or area, making it easy to understand the scope and cost implications for each affected space. This structured approach helps all parties clearly visualize the restoration process and track progress.

Code Compliance Upgrades

Identification and documentation of necessary code compliance upgrades that may be required as part of the restoration process. We help ensure these often-overlooked items are properly included in your claim when covered by your insurance policy.

Specialized Restoration Categories

Proper categorization of water damage, fire damage, mold remediation, and other specialized restoration requirements according to industry standards. This proper classification ensures the appropriate restoration protocols are followed and adequately compensated.

Contents Inventory and Valuation

Detailed inventory and valuation of damaged personal property items when needed, including documentation of replacement costs and actual cash value calculations based on depreciation factors accepted by insurance carriers.

Property Damage Types We Estimate

Specialized Xactimate estimating for all types of property damage

Water Damage

Comprehensive Xactimate estimates for water damage from floods, plumbing failures, roof leaks, and appliance malfunctions. Our estimates include proper categorization of water damage (Category 1-3), detailed mitigation procedures, structural drying, and all necessary repairs to restore your property to pre-loss condition.

Fire & Smoke Damage

Detailed estimates for fire and smoke damage restoration, including structural cleaning, odor removal, content cleaning, and reconstruction. We document all aspects of fire damage from direct burn damage to smoke residue and water damage from firefighting efforts.

Storm & Wind Damage

Precise Xactimate estimates for damage caused by hurricanes, tornadoes, hailstorms, and high winds. Our estimates cover roof damage, exterior components, structural issues, and water intrusion resulting from storm events.

Mold Remediation

Specialized estimates for mold remediation projects, including containment, removal, cleaning, and preventative treatments. We follow industry protocols for proper mold remediation and document all necessary steps to restore a healthy environment.

Vehicle Impact Damage

Detailed estimates for structural damage caused by vehicle impacts to residential and commercial properties. Our estimates account for both visible damage and potential structural issues that may not be immediately apparent.

Vandalism & Theft

Comprehensive documentation and estimates for damage resulting from vandalism, break-ins, and theft. We provide detailed inventories of damaged or stolen items and all necessary repairs to restore security and appearance.

Our Xactimate Estimating Process

A systematic approach to creating accurate insurance-approved estimates

Initial Damage Assessment

We begin with a thorough on-site inspection to assess the full extent of property damage, taking detailed measurements, photographs, and notes to document all affected areas. This comprehensive assessment forms the foundation of an accurate Xactimate estimate.

Damage Classification

We properly categorize the type and extent of damage according to industry standards, such as water damage categories, fire damage severity, or mold contamination levels. This classification ensures appropriate restoration protocols are included in your estimate.

Detailed Scope Development

Our estimators create a comprehensive scope of work that details every aspect of the restoration process, from initial emergency services through final reconstruction. We ensure nothing is overlooked in the restoration plan.

Xactimate Estimate Creation

Using the latest version of Xactimate software, we input all measurements, damage details, and required repairs with appropriate line items and current pricing data specific to your location.

Quality Control Review

Every estimate undergoes a thorough quality control review by a senior estimator to verify accuracy, completeness, and compliance with insurance industry standards. This review ensures your estimate will stand up to scrutiny during the claims process.

Estimate Delivery & Support

We deliver your completed Xactimate estimate in digital format, and remain available to explain the estimate, answer questions, and provide support during insurance adjuster meetings and throughout the claims process.

Ready to get started with your Xactimate estimate?